Enterprise Bank & Trust Hiring for SBA Construction Processor at San Diego, California Full Time

Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive. With offices in St. Louis, Kansas City, Phoenix, California and New Mexico, we’re strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted A Best Bank to Work For by American Banker, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities. Together, there’s no stopping you.

SBA Construction Processor

Job Description

Summary:

The position is responsible for processing, documenting and disbursing loan proceeds for SBA Construction loans.

Essential Duties and Responsibilities:

• Reviews Contractor packages; calls on references and reviews the Contractor’s license status.

• Reviews the construction contracts to ensure compliance with SBA and bank guidelines.

• Reviews the Bank’s construction policies and procedures with the borrower and contractor.

• Reviews cost breakdowns and project budgets.

• Sends acceptance letters to borrowers and Contractors.

• Obtains necessary plans and permits; orders cost reviews from 3rd party vendors.

• Sets up Fund Control in the Fund Control Program.

• Reviews draw requests along with provided support documentation prior to disbursing construction funds.

• Balances draw requests against allocated construction funds.

• Orders and reviews necessary endorsements from title companies prior to disbursing funds.

• Maintains accurate construction pipeline reports.

• Addresses any issues/concerns that may arise during the construction process.

• Perform other duties as assigned.

Qualifications:

• Excellent verbal and written communication skills

• Excellent organization skills.

• Proven experience working in a fast-paced, high volume, customer-centric environment

• Effective time management and problem-solving skills with strong attention to detail and ability to demonstrate critical thinking

• Ability to work both independently as a self-starter and in a collaborative team environment

• Motivated and open to change

Supervisory Responsibilities:

Education and/or Experience:

• High school diploma or equivalent required

• Minimum of two (2) years of banking or financial services industry experience.

• Detailed knowledge of construction fund control.

Computer and Software Skills:

Certificates, Licenses and Registrations:

Equal Opportunity Statement

Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at [email protected] .

Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please download the Equal Employment Opportunity is the Law poster HERE (https://link.zixcentral.com/u/324ca55e/qL5ePJcS6RG7hzIZh3soMg?u=https%3A%2F%2Fwww1.eeoc.gov%2Femployers%2Fposter.cfm) .

Enterprise Bank & Trust was founded more than 30 years ago on the idea of serving the lifetime financial needs of privately-held businesses, their owner families and other success-minded individuals. That concept has remained as our unwavering and guiding vision.

We understand that every business is unique, so we tailor our comprehensive array of banking, trust and financial advisory services to fit the needs of our clients, no matter the size. Although we are equipped with the insights and capabilities of the largest financial companies, we provide our clients with the personal relationship afforded at a small community bank.

By remaining steadfast in our mission , we now have over $9.7 billion in assets. Headquartered in Clayton, MO, Enterprise Bank & Trust operates branch offices in Arizona, Kansas, Missouri, California and New Mexico. Enterprise offers a range of business and personal banking services, and wealth management services including financial planning, estate planning, investment management and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Our parent company, Enterprise Financial Services Corp is publicly traded (Nasdaq: EFSC.)