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United States
Momnt Hiring for Fraud Investigator at Remote Full Time
We believe in merging the art of technology with the science of finance to create the best consumer lending experience possible. Momnt powers modern lending solutions for businesses to provide affordable, low-friction financing to their customers at the point of need. Our goal is to change how consumers interact with credit while giving our merchant partners the tools they need to grow their business.
We strive for excellence in every task, and every interaction working towards providing the best possible experience for our customers and team. Our goal is to be good to each other and to ourselves while having fun along the way! We’re a fast-paced, innovative, and collaborative environment. Come join us!
Momnt is a fast-growing startup fintech company headquartered in Atlanta, GA with team members remote throughout the country. We are looking for a Fraud Investigator to conduct financial crime investigations of merchant and consumer activity and make recommendations for closing account relationships to the risk management team.
This person will identify and investigate merchants and consumers on our point-of-need consumer lending platform suspected of identity theft, committing financial crimes, and/or acting materially outside of the scope of our contractual agreements.
Location:
This role can be Remote but you have to reside in the USA. Remote-based employees may occasionally travel to our headquarters for meetings, team-building events, or as needed by role.
Must be authorized to work in the U.S./Sponsorships are not available. Corp to Corp not available.
Candidate must be able to pass a background investigation.
As a Fraud Investigator, you will:
- Identify and investigate merchants or consumers on our platform that are suspected of breaking laws, committing financial crimes, and/or acting well outside of our contracts with merchants/consumers.
- Manage the investigative process from initial detection to disposition.
- Initiate investigation by gathering facts and evidence; prepare investigative summaries; document findings while examining the current control environment; prepare or assist financial institution partners in creating unusual or suspicious activity reports; run appropriate database checks.
- Conduct investigations that meet the expectations of regulators and other compliance stakeholders.
- Maintain current knowledge and awareness of investigative/fraud techniques, privacy laws, bank regulations, red flags, identity theft policies, incident response policies, merchant monitoring, and other related policies and procedures.
- Assist with the development, implementation, and monitoring of fraud prevention initiatives
- Formulate and recommend responses to potentially suspicious findings, reporting such activity to the appropriate regulatory stakeholders.
You’d be a good fit if you have:
- 3+ years of related Financial crime investigation experience
- Ability to successfully identify and recommend actions related to red flags, identity theft, and other areas of merchant and consumer fraud.
- A strong investigative mindset where critical thinking is applied, exemplified by a number of attributes; professional skepticism, a meticulous and consistent approach to research and analytics, and the ability to thoroughly articulate a defense for conclusions reached.
- Working knowledge of fraud detection/prevention principles and BSA/AML compliance as it applies to suspicious activity for money laundering, terrorist financing and fraud.
- Understanding of complex financial transactions, business relationships and relationships between business entities.
- Ability to meet deadlines, work independently and adapt to changing priorities.
- Ability to handle confidential, delicate and/or sensitive information or situations.
- A bachelor’s degree in a related field or combination of investigative experience.
At Momnt, you’re part of an important mission to help small business owners succeed using a combination of human expertise and cutting-edge technology. We offer excellent benefits, health insurance, vision & dental plans, unlimited PTO, FSA & HSA.
We know everyone has different career paths and that’s something we embrace and preach about. If you feel confident that you could do the role, apply!
We encourage applications from everyone. Momnt is an equal opportunity employer that does not discriminate on the basis of actual or perceived race, creed, color, religion, national origin, ancestry, age, physical or mental disability, pregnancy, genetic information, sex, sexual orientation, gender identity or expression, marital status, familial status, domestic violence victim status, veteran or military status, or any other legally recognized protected basis under federal, state or local laws.
