ProducePay Hiring for Credit Analyst Job at Ciudad de México , Mexico Full Time

ProducePay has created the first ever online financing and insights platform for fresh perishable produce. The Los Angeles-based company has raised over $290MM+ to help the multi-billion dollar Agriculture Industry and work with hundreds of growers, distributors, and receivers across the world. At the intersection of Tech, Finance and Ag, Produce Pay’s product is as fascinating as it is challenging. We are committed to building a better supply chain for fresh produce, one that places trust at the center of every transaction. We think that food is the essence of life and that how we grow our food is linked to many of today’s challenges (health, climate, water and more).

• Assesses credit information to determine risk involved in lending money to customers, and prepares creation of financial tables.
• Pick required information, including company financial statements and balance sheet, and records data on spreadsheet.
• Conduct reviews on underwriting requests, covering background checks and document review
• Request and file RUG statements from our Mexican lawyers and make sure payment go out every Friday.
• Track Pre-season Pagares when they are not sent directly to the TJ or LA office, work directly with field ops or sales on the logistics of the pagare
• Executes contracts on preseason sending directly to CEO and CFO
• Update Monday boards on both Pre-season and In-season processes
• Various analyses as need on a deal to deal basis to evaluate the risk of potential deals
• Performs industry research and ratios.
• Interact with internal departments and region associates in a positive and supportive manner to resolve issues.
• Will perform credit evaluations along with review of client payroll and tax activity to determine product edibility along with mitigating financial risk.
• Will ensure the timely resolution of issues and execute transactions according to risk policies.
• The position will have a strong ability to work under pressure of time constraints and make sound and accurate decisions to ensure transactions are executed without impairing client service or causing financial exposure.
• Assess financial risk and exposure for all products by using various systems, reports, resources, and technical knowledge.
• Prioritize critical issues and have the ability to identify and analyze potential system problems that may impact service quality and financial risk.
• Performs other related duties as assigned.

Requirements

• BA/BS in Finance, Economics, Engineering, etc.
• Fluent in Spanish and English (Speak, Read, Write)
• Experience analyzing financial statements
• Knowledge of analyzing legal language in contracts
• Credit Analyst, risk management or financial transaction processing experience
• Up to 1 year of directly related experience in Banking, risk management, or financial transaction processing
• Strong Excel skills: VLOOKUP and Pivot Tables for account analysis are a plus
• The ability to interact with both internal and external management.
• Able to work in fast-paced environment
• Sound judgment and problem-solving skills
• Flexible and be able to adapt to change
• Organized and works well under pressure

Benefits

• A monthly stipend of $120 for medical insurance
• A monthly stipend of $40 for cell phone expenses
• Unlimited PTO after three months of employment.
• All benefits as stipulated by Mexican law.