424626BR
Job Title:
Commercial Loan Closing Specialist III
Company Overview:
Our Values
At TD, we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and behaviors. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career, and be part of our caring and inclusive culture.
Making Your Well-being a Priority
A caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment, so colleagues feel a sense of belonging and feel supported in their personal and professional growth. Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they’re more likely to do their best.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
How We Work
At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they’ll always have access to the TD community to experience our culture of care.
Who We Are
TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.
Auto req ID:
424626BR
Department Overview:
The Commercial Loan Closing Specialist III manages and administers a complex portfolio of loans from origination through to closing as well as performing data integrity and loan documentation reviews in accordance with Bank policies, procedures, and regulatory requirements.
Country:
United States, US TD Footprint
Job Requirements:
Education & Experience:
4 year degree or equivalent experience required
5+ years related experience required
Expierence in documentation review of credit agreements preferred
Legal Contract Expierence Preferred
Expierence with Salesforce or nCino preferred
Knowledge of specialized lending areas such as Small Business Administration lending, construction or syndicated loans
Proven ability to provide excellent Customer service to internal and external Customers
Excellent interpersonal, oral and written communication skills
Excellent PC skills with familiarity with standard office equipment
Ability to work in a fast-paced dynamic environment
Detail oriented, self-motivated and able to work independently in handling a heavy workload
Possesses strong organizational, analytical and decision-making skills
Demonstrated knowledge of loan documentation, title policies, appraisals, environmental assessments, entity formation documents and bank policies and procedures
Paralegal experience/knowledge needed. Paralegal certificate preferred
Must be eligible for employment under regulatory standards applicable to the position.
Hours:
40
Job Details:
Depth & Scope:
Manages a loan pipeline from origination through to closing in accordance with Bank policies and procedures
Provides documentation and Bank policy and procedure guidance to all lending areas
Conducts searches and perform necessary due diligence
Ensures all applicable loan documentation is uploaded to image repository system
Resolves more complex issues relating to closings
Serves as a resource and assists with training Loan Specialists
May assist in performing supervisory tasks
Works independently and handles loans of the most complex nature along with heavily negotiated loan transactions ensuring all documentation are in compliance
Performs quality reviews on all complexity of loans to ensure data integrity
Performs documentation (standard and non-standard) review on all complexity of loans to reduce risk of loss and ensure policy and regulatory compliance
Verifies all quality control procedures are maintained and monitored
Ensures all loans are closed without critical, noncritical or regulatory exceptions
Ensures all required loan conditions (insurance, collateral, etc.) are sufficient and properly documented and in compliance with bank policy
Manages/confirms TD changes are consistent with system requirements
Evaluates best course of action taking into account bank policy, regulatory requirements, impact to the customer, and impact to the bank as well as cost factors
Manages/takes appropriate actions to ensure loans are booked and properly set-up if necessary
Generate loan and maintains loan documentation from beginning to finish ensuring adherence with compliance with bank policy procedures regulatory requirements and lending conditions
Establishes and manages relationships with applicable operations teams, relationship management team, credit offers and others as needed
Acts as liaison with bank counsel, compliance, asset based lending, leasing, government banking, derivatives, construction loan administration, brokers, international department, and various other parties to the loan as needed
Inclusiveness:
Our Commitment to Diversity, Equity, and Inclusion
At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.
Accommodation
If you are a candidate with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at [email protected]. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
How We’re Helping Make an Impact in Communities
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.
We look forward to hearing from you!
State:
Delaware, Connecticut, District of Columbia, Florida, Georgia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, TD Footprint
City:
Atlanta, Baltimore City, Boston, Burlington, Charlotte, Cherry Hill, Concord, Fairfield, Greenville, Miami, Mount Laurel, New York, Philadelphia, Portland, Providence, TD Footprint, Vienna, Washington, Wilmington
Work Location:
4140 Church Road
Business Line:
TD Bank AMCB
Job Category – Primary:
Commercial Banking
Job Category(s):
Commercial Banking
State (Primary):
New Jersey
State #2:
New York
State #3:
Florida
State #4:
Massachusetts
State #5:
Pennsylvania
State #6:
South Carolina
State #7:
Connecticut
State #8:
New Hampshire
State #9:
Maine
State #10:
Vermont
City (Primary):
Mount Laurel
City #2:
New York
City #3:
Miami
City #4:
Boston
City #5:
Philadelphia
City #6:
Greenville
City #7:
Fairfield
City #8:
Concord
City #9:
Portland
City #10:
Burlington
Time Type:
Full Time
Employment Type:
Regular
Job Searches Match:
Statewide
State #11:
Virginia
State #12:
Maryland
State #13:
Delaware
State #14:
Rhode Island
State #15:
District of Columbia
State #16:
North Carolina
State #17:
Georgia
City#11:
Vienna
City #12:
Baltimore City
City #13:
Wilmington
City #14:
Providence
City #15:
Washington
City #16:
Charlotte
City #17:
Atlanta
Pay Range:
$24.00 – $38.75 hourly
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
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