Zions Bancorporation Hiring for SMB Commercial Underwriting / WFH Hybrid at Salt Lake City, Utah Full Time

Zions Bank recognizes that its strength comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among American Banker magazine’s “Best Banks to Work For” every year since 2013, as Best Employer from Utah’s Best of State and among the Best Places to Work in Idaho. Make the leap into a new era of banking. Let us transform your career.

Zions Bank has just opened an opportunity for an Assistant Relationship Officer based in our Broadway building in downtown Salt Lake City. If you are ready to move your career forward, read on.

What are we looking for?

We are seeking a highly motivated, service minded individual to help our Portfolio and Relationship Managers grow our portfolios for the future as part of the Retail Business Banking team.

What will your day look like? You will be:

• Responsible for spreading, analyzing, investigating, gathering and presenting financial data, tax information, and credit documentation for determining a clients’ credit worthiness

• Placing calls to bankers and clients to update and complete loan files and better underwrite credits.

• Assisting relationship managers evaluate financial spreads, cash flow analysis and prepare preflight documents.

• Assisting with credit presentation analysis and underwriting certain less complex loan requests.

• Assisting with customer problem resolution.

• Consulting with relationship managers and portfolio managers in preparing customer information for credit review and loan presentations.

• Assisting in providing customer service on behalf of relationship managers.

• Responsible for assuring loan information systems (CreditLead) are complete and accurate.

• Prepare weekly and quarterly reports for management.

• Remaining flexible and taking on other due diligence and portfolio maintenance responsibilities to enable the success of the bank.

  Who should apply? We want someone who has:

• A Bachelors’ degree and some experience in loan processes, credit, credit analysis, documentation or other directly related experience. A combination of education and experience may meet qualifications.

• Basic knowledge of accounting, credit, credit analysis and experience working with various types of commercial loans.

• The ability to meet deadlines, audit documentation and solve problems.

• The ability to analyze and interpret financial and other data, investigate/research loan related issues and consult with and make recommendations to officers.

• Good communication, customer service and organizational skills.

• Tech savvy. Skilled with MS Office including Word and Excel.

• Experienced with or ability to quickly learn various types of credit analysis software: Moody’s, TaxAnalysis, CreditLead, CIR, Bancs, RIMS, Powerpoint.

• Attention to detail with consistent self-management and follow-through.

  You must want to be part of a motivated and driven team and work with respected leaders. We need someone who is proactive, has a great attitude, is confident and wants to inspire others to achieve bank initiatives and drive loan growth.

Req ID: 057180

Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.
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